Our Charges

We have ensured through our payday loans that you get the money you need as fast as possible and with as little fuss as possible. So here’s the payback detail.

We charge £25 for every £100 you borrow in other words you borrow £100 and pay us back £125 or you borrow £200 and pay us back £250 and so on.

Why does your APR seem so high?

The rules and regulations that govern financial payday loans companies like ours state that we must show you the Annual Percentage Rate (APR).

APR’s are calculated based on paying a fixed amount of interest annually, are more intended for mortgages and credit cards and do not suit cash loans.

If you borrowed £100 and paid back £25 every month for a year it would be very expensive.

However, payday loans are taken for a maximum term of 31 days, and so APR’s are not the best way to measure how competitive our rates are.

We would prefer to focus on the amount you pay back in total rather than on APR. We are confident that we offer the most competitive rates in the market for this service.